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 With employees of multinational companies and US
citizens returning to the US for treatment from all
over the world, as well as non-US citizens residing in
the US, it is vital they are able to access a network
quickly and conveniently.
You may seek treatment
under Global Medical Insurance with the hospital or
doctor of your choice. If you choose the worldwide
option and you need to seek treatment in the U.S. you
may use the independent Preferred Provider
Organization (PPO).
The First Health Group
provides a long-standing reputation and a diverse area
network suitable to the international traveler. The
First Health Group is an independent Preferred
Provider Organization with representative doctors,
hospitals and treatment centers throughout the United
States which is contracted by IMG.
This network is the largest and most
comprehensive independent nationwide PPO with
approximately 500,000 physicians and 4,500 privately
owned and operated hospitals contracted by IMG.
The First Health Network
includes approximately 67% of all hospitals in the US,
including some of the most well-recognized university
medical centers and transplant facilities. Using
this provider network could significantly reduce
out-of-pocket expenses. Your deductible will be
reduced by 50%, and any coinsurance applicable to that
charge is waived, when eligible treatment is received
from a network provider. When a U.S. hospital outside
the network is used, a co-payment of US$250 is
required in addition to regular deductible and
coinsurance. This co-payment is waived, however, if
there is not a network provider within 50 miles of the
location of treatment.
You may access the PPO directory by requesting a copy
be sent to you or you may visit IMGLOBAL website,
www.imglobal.com, This convenient and easy-to-use
directory allows you to search by physician specialty, location or name.
As another example of our commitment to assisting
you and assuring your Global Peace of Mind, IMG provides an online
International Provider Access database of over 8,600 facilities that can be
used to locate health care providers outside the U.S. as needed. You may search
by facility, physician, specialty, dentist or location.
When you become a client you can visit
my.imglobal.com
to find providers in any country. If your favourite physician or hospital is not
a provider listed on the website you can submit a proposal to IMG for requesting
that your physician or hospital become a provider of IMG healthcare insurance
benefits. | 
