This network is the largest and most comprehensive independent nationwide PPO with approximately 500,000 physicians and 4,500 privately owned and operated hospitals contracted by IMG.

The First Health Network includes approximately 67% of all hospitals in the US, including some of the most well-recognized university medical centers and transplant facilities. Using this provider network could significantly reduce out-of-pocket expenses. Your deductible will be reduced by 50%, and any coinsurance applicable to that charge is waived, when eligible treatment is received from a network provider. When a U.S. hospital outside the network is used, a co-payment of US$250 is required in addition to regular deductible and coinsurance. This co-payment is waived, however, if there is not a network provider within 50 miles of the location of treatment.

You may access the PPO directory by requesting a copy be sent to you or you may visit IMGLOBAL website, www.imglobal.com, This convenient and easy-to-use directory allows you to search by physician specialty, location or name.

As another example of our commitment to assisting you and assuring your Global Peace of Mind, IMG provides an online International Provider Access database of over 8,600 facilities that can be used to locate health care providers outside the U.S. as needed. You may search by facility, physician, specialty, dentist or location.