Global Medical Insurance^®
Worldwide Coverage for Non-US citizens and US Expatriates. Individual & family. (1 year or longer)

Being a citizen of the global community can be an exciting experience, yet one that can pose potential complications. Your health care while abroad should not be one of those concerns. Whether you are working or living abroad for extended periods traveling frequently between countries, maintaining multiple countries of residence or exploring private health care alternatives, Global Medical Insurance is designed to be the cost effective way to meet your needs.

Global Medical Insurance offers affordable, worldwide coverage to a variety of international clientele, including expatriates, international executives, diplomats, students, entertainers, and other international travelers. Regardless of your occupation or circumstances, Global Medical Insurance can help eliminate the obstacles of time, currency and language when you are seeking medical treatment and need assistance and administration of your international health care benefits.

Global Medical Insurance is a long-term, annually renewable, US-style major medical insurance plan with three options. You have the choice of the three options: Silver, Gold and Platinum. You also have the opportunity to select a coverage area: worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan option and coverage area that best fits your needs. Each one offers a full range of benefits suited for individuals and families, provides coverage, 24 hours a day, including your country of citizenship. You also have the freedom to choose any doctor or hospital for treatment whether you are at home or traveling for business or pleasure. When you select Global Medical Insurance, you receive IMG's commitment to deliver world class health benefits, medical assistance and Global Peace of Mind.

IMG truly understands the needs of global citizens. It is through this understanding that we have developed the three plan options of Global Medical Insurance. Each plan option provides an assortment of benefits all designed to accommodate your individual needs. The plan options are described briefly below:

1. Silver Option

The Silver option provides affordable medical security designed for the more budget-conscious consumer. With $5,000,000 of lifetime coverage, the Silver option offers a wide range of scheduled benefits equipped to meet your essential needs.

2. Gold Option

The Gold option provides comprehensive coverage to fit the needs of the global consumer who demands a full range of benefits. With its complete benefits package, the Gold option is the most popular option and it extends to its members $5,000,000 of lifetime coverage. Its extensive benefits provide first-rate international medical coverage as well as aid in reducing out-of-pocket expenses.

3. Platinum Option

The Platinum option provides the superior benefits package for the most discerning global consumer. The Platinum option offers enhanced benefits and services with $8,000,000 of lifetime coverage. It is designed for the client who wants the convenience of comprehensive medical, dental and vision benefits in one plan. The elite Platinum option also offers members access to our exclusive Global Concierge and Assistance Services.

Student Health Advantage^SM
Long term, worldwide medical insurance for groups of two or more international students

As an international scholar, the thrill of studying outside of your home country is extraordinary. Your new surroundings are amazing and you're involved in new and exciting experiences. You're seeing and visiting places for the first time, while receiving the benefits of a long-term education.

Caught up in all the excitement, you may not think about the chance that you or a member of your group may fall ill or become injured during your studies. But what if this did happen? Without warning, your experiences can quickly become unpleasant and frightening if you're not prepared for a medical emergency. As a global student, assurance and peace of mind are a priority when you study abroad.

Your educational adventure should be enjoyable and gratifying. Maintaining the ability to be flexible and responsive, International Medical Group has developed Student Health Advantage, a long-term international health care plan designed to specifically meet the needs of international students involved in long-term educational programs. The plan offers a complete package of international benefits available 24 hours a day, providing you and your group Coverage Without Boundaries. After all, you are global. Your health insurance and peace of mind should be too.

This long-term, renewable plan is for groups of two or more international students and their dependents. The plan is similar to Patriot Group Exchange Program, but with additional benefits: coverage for pre-existing conditions after a 12 month waiting period, coverage for group members and eligible dependents, maternity coverage after a 10 month waiting period, mental health coverage, organized sports, international emergency care, and enhanced coverage for services received in a Student Health Center. The plan also meets the minimum student visa requirements for J-1VISAS.

GlobalSelect^SM

GlobalSelect offers four sub-plans to choose from a range of voluntary medical excess options. In addition, the wide choice of health insurance covers are designed to suit your individual needs and budgets, and gives you the freedom to choose where you are treated within your selected geographic area of cover.

Examples of persons who need Global Select:

• A British citizen is working and living in Germany and wants to maintain one plan that covers him throughout Europe.

For travel information & resources visit www.tripresource.com

The information above is only a consolidated description of current International insurance products available through this web site. Please refer to the policy wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Policy wording is available upon request. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot Student T.R.I.P., Patriot Travel Medical Insurance, Patriot Extreme, Global Medical Insurance, Patriot Executive, GEO Group, Exchange Program Group, Sky Rescue and Patriot Group Travel Medical Insurance are the trademarks, service marks and/or registered marks of International Medical Group, Inc.© Copyright 2007 International Medical Group, Inc. All Rights Reserved