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Global Insurance Menu
Click the links below to
navigate through CogniTel Global Insurance |
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Long-Term Medical &
Travel Insurance Plans
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International
travel can be an exciting adventure, but it can also
bring many unpredictable situations if you should need
medical care while you're abroad. CogniTel
Jamaica in association with the International Medical
Group provide US citizens and non-US citizens
with international insurance resources to ease the
stress of an unfamiliar culture or medical system.
Whether you need individual coverage for a vacation,
or group coverage for employees in locations around
the world, our site has a product to meet your needs. By utilizing our
SelectaPlan, we can quickly direct
you to the plan(s) that will best meet your needs,
those of your family, or organization.
Below are product descriptions of the international
long-term medical and travel insurance plans we offer
to our clients.
You have the option of
purchasing online or downloading application forms and
submitting the completed forms via fax or mail. |
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Global Medical Insurance®
Worldwide Coverage
for Non-US citizens and US Expatriates. Individual &
family. (1 year or longer)
Being a citizen of the global community can be
an exciting experience, yet one that can pose potential complications. Your
health care while abroad should not be one of those concerns. Whether you are
working or living abroad for extended periods traveling frequently between
countries, maintaining multiple countries of residence or exploring private
health care alternatives, Global Medical Insurance is designed to be the cost
effective way to meet your needs.
Global Medical Insurance offers affordable,
worldwide coverage to a variety of international clientele, including
expatriates, international executives, diplomats, students, entertainers, and
other international travelers. Regardless of your occupation or circumstances,
Global Medical Insurance can help eliminate the obstacles of time, currency and
language when you are seeking medical treatment and need assistance and
administration of your international health care benefits.
Global Medical Insurance is a long-term, annually
renewable, US-style major medical insurance plan with three options. You have
the choice of the three options: Silver, Gold and Platinum. You also have the
opportunity to select a coverage area: worldwide or worldwide excluding the U.S.
and Canada. Simply choose the plan option and coverage area that best fits your
needs. Each one offers a full range of benefits suited for individuals and
families, provides coverage, 24 hours a day, including your country of
citizenship. You also have the freedom to choose any doctor or hospital for
treatment whether you are at home or traveling for business or pleasure. When
you select Global Medical Insurance, you receive IMG's commitment to deliver
world class health benefits, medical assistance and Global Peace of Mind.
IMG truly
understands the needs of global citizens. It is
through this understanding that we have developed
the three plan options of Global Medical Insurance.
Each plan option provides an assortment of benefits
all designed to accommodate your individual needs.
The plan options are described briefly below:
1. Silver Option
The Silver option
provides affordable medical security designed for
the more budget-conscious consumer. With $5,000,000
of lifetime coverage, the Silver option offers a
wide range of scheduled benefits equipped to meet
your essential needs.
2. Gold Option
The Gold option
provides comprehensive coverage to fit the needs of
the global consumer who demands a full range of
benefits. With its complete benefits package, the
Gold option is the most popular option and it
extends to its members $5,000,000 of lifetime
coverage. Its extensive benefits provide first-rate
international medical coverage as well as aid in
reducing out-of-pocket expenses.
3. Platinum
Option
The Platinum option
provides the superior benefits package for the most
discerning global consumer. The Platinum option
offers enhanced benefits and services with
$8,000,000 of lifetime coverage. It is designed for
the client who wants the convenience of
comprehensive medical, dental and vision benefits in
one plan. The elite Platinum option also offers
members access to our exclusive Global Concierge and
Assistance Services.
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Student Health AdvantageSM
Long term,
worldwide medical insurance for groups of two or
more international students
As an international scholar, the thrill of
studying outside of your home country is extraordinary. Your new surroundings
are amazing and you're involved in new and exciting experiences. You're seeing
and visiting places for the first time, while receiving the benefits of a
long-term education.
Caught up in all the excitement, you may not
think about the chance that you or a member of your group may fall ill or become
injured during your studies. But what if this did happen? Without warning, your
experiences can quickly become unpleasant and frightening if you're not prepared
for a medical emergency. As a global student, assurance and peace of mind are a
priority when you study abroad.
Your educational adventure should be enjoyable and gratifying. Maintaining the
ability to be flexible and responsive, International Medical Group has developed
Student Health Advantage, a long-term international health care plan designed to
specifically meet the needs of international students involved in long-term
educational programs. The plan offers a complete package of international
benefits available 24 hours a day, providing you and your group Coverage Without
Boundaries. After all, you are global. Your health insurance and peace of mind
should be too.
This long-term, renewable plan is for groups of
two or more international students and their dependents. The plan is similar to
Patriot Group Exchange Program, but with additional benefits: coverage for
pre-existing conditions after a 12 month waiting period, coverage for group
members and eligible dependents, maternity coverage after a 10 month waiting
period, mental health coverage, organized sports, international emergency care,
and enhanced coverage for services received in a Student Health Center. The plan
also meets the minimum student visa requirements for J-1VISAS.
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GlobalSelectSM
 GlobalSelect
offers four sub-plans to choose from a range of
voluntary medical excess options. In addition, the
wide choice of health insurance covers are designed
to suit your individual needs and budgets, and gives
you the freedom to choose where you are treated
within your selected geographic area of cover.
Examples of
persons who need Global Select:
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For
travel information & resources visit
www.tripresource.com |
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The information above is only a consolidated description of
current International insurance products available through
this web site. Please refer to the policy wording for the
specific terms and conditions of each plan concerning
eligible benefits, limitations, eligibility and exclusions.
Policy wording is available upon request. IMG, International
Medical Group, the IMG block design logo, Patriot T.R.I.P,
Patriot T.R.I.P Elite, Patriot Student T.R.I.P., Patriot
Travel Medical Insurance, Patriot Extreme, Global Medical
Insurance, Patriot Executive, GEO Group, Exchange Program
Group, Sky Rescue and Patriot Group Travel Medical Insurance
are the trademarks, service marks and/or registered marks of
International Medical Group, Inc.© Copyright 2009
International Medical Group, Inc. All Rights Reserved
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