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Travel & Medical Insurance Plans For Missionaries & Churches

international medical group

International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you're abroad. CogniTel Jamaica in association with the International Medical Group provide US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system.

Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world, our site has a product to meet your needs. By utilizing our SelectaPlan, we can quickly direct you to the plan(s) that will best meet your needs, those of your family, or organization.

Below are product descriptions of the insurance plans we offer to missionaries and churches. You have the option of purchasing online or downloading application forms and submitting the completed forms via fax or mail.


Global Mission Basic ® Insurance
 
Scheduled benefit major medical coverage for missionaries and their families

Overseas medical insurance for missionaries requires provisions not met by many companies. The typical missionary and his/her family will travel overseas for a period of one to four years and return home for furlough, deputation or educational continuation, then return to the mission field. Global Mission Basic was designed specifically to provide cost-effective medical insurance to the career or long-term missionary by offering continuous, long-term, worldwide coverage while overseas and back in the U.S. while on furlough or deputation.

Global Mission Basic is designed to provide coverage similar to GMMI, however, it features specific dollar limits on most benefits. This is the perfect plan for missionaries who want coverage for a variety of medical services, but are seeking to reduce their premium costs. Global Mission Basic provides US$5,000,000 of affordable lifetime coverage with a full range of benefits suited for individuals and families. Group members will be covered worldwide, 24 hours a day and have the freedom to choose any doctor or hospital for treatment. Additionally, when they are in the U.S., they may receive care at top medical facilities across the country through IMG's Independent Preferred Provider Organization which could significantly reduce out-of-pocket expenses.

When you select Global Mission Basic, you receive IMG's commitment to deliver world class health benefits, medical assistance and total peace of mind. Whether it be for routine treatment or during a medical emergency, you can rest assured that IMG will be there for you.


Global Mission Medical InsuranceSM
Major medical coverage for long-term missionaries and their families

Overseas medical insurance for missionaries requires provisions not met by many companies. The typical missionary and his/her family will travel overseas for a period of one to four years and return home for furlough, deputation or educational continuation, then return to the mission field. Global Mission Medical Insurance was designed specifically to provide comprehensive medical insurance to the career or long-term missionary by offering continuous, long-term, worldwide coverage while overseas and back in the U.S. while on furlough or deputation.

Global Mission Medical Insurance provides US$5,000,000 of affordable lifetime coverage with a full range of benefits suited for individuals and families. Group members will be covered worldwide, 24 hours a day and have the freedom to choose any doctor or hospital for treatment. Additionally, when they are in the U.S., they may receive care at top medical facilities across the country through IMG's Independent Preferred Provider Organization which could significantly reduce out-of-pocket expenses. Regardless of where you receive care, IMG is often able to work directly with the health care provider to pay eligible medical expenses.

When you select Global Mission Medical Insurance, you receive IMG's commitment to deliver world class health benefits, medical assistance and total peace of mind. Whether it be for routine treatment or during a medical emergency, you can rest assured that IMG will be there for you.


Mission Plus+ International ®
 Group insurance for the mission sending organization

Overseas medical insurance for missionaries requires provisions not met by many companies. Mission Plus International Medical Insurance was designed specifically to provide comprehensive medical insurance to missionary groups by offering continuous, long-term, worldwide coverage while overseas and back in the U.S. while on furlough or deputation.

Mission+Plus International provides US$1,000,000 or $5,000,000 of lifetime coverage with a full range of benefits. Group members will be covered worldwide, including their country of citizenship, under certain circumstances, 24 hours a day. Members have the freedom to choose any doctor or hospital for treatment. Additionally, when they are in the U.S., they may receive care at top medical facilities across the country through the Independent Preferred Provider Organization which could significantly reduce out-of-pocket expenses.


Outreach Travel Medical InsuranceSM
 
Short-term medical insurance for individuals

Traveling abroad can be an exciting experience. But what would happen if you or one of your family members became ill or injured while away from home? International travel can quickly turn frightening if you are not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan. The truth is while traditional plans may offer adequate domestic coverage, they may not designed for international travel. Without even realizing it, you may be putting your health - and that of your family - at risk.

What if you are injured or become ill during your trip? Could you get quality treatment at an unfamiliar hospital? How will you deal with the language and currency barriers? What if the treatment you need isn't available nearby? Who do you call? Imagine trying to call your insurance company at 3:00am from a foreign country during a medical emergency! Will they be there when you need them the most?

You have enough things to worry about when you're traveling. Don't let your medical coverage be one of them. IMG has developed three Outreach Travel Medical Insurance plans to provide you and your family Coverage Without Boundaries. Each plan offers a complete package of international benefits and 24 hour availability. Simply select the one that best fits your needs.

The Outreach products address the medical insurance needs of US citizens and foreign nationals who need temporary medical insurance for church or mission related travel anywhere outside of their home country. Benefits include Emergency Medical Evacuation, Repatriation, and your choice of deductible and policy maximums. Outreach Travel Medical Insurance includes 3 plans that provide coverage from 10 days up to 2 years for missionaries traveling outside their country of citizenship. Provides long-term, worldwide medical coverage for missionaries and their families.

Below are brief descriptions of the three Outreach Travel Medical Insurance products:

1. Outreach AmericaSM

This plan provides coverage for non-US citizens traveling outside their country of citizenship for a minimum of 10 days up to a maximum of one year. Although the Outreach America plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods.

2. Outreach InternationalSM

This plan provides coverage for US citizens traveling abroad for a minimum of 10 days up to a maximum of one year. Although the Outreach America plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods.

3. Outreach Plus®

This plan provides coverage for US citizens traveling abroad and non-US citizens traveling outside their country of citizenship who are under 80 for a minimum of three months up to a maximum of two years. Outreach Plus must be purchased for a minimum initial period of three months and is then renewed (without break in coverage) for a total of up to two years. Each insured person must only satisfy one deductible and coinsurance within each yearly coverage period.


Group Outreach Travel Medical Insurance
Short term medical insurance for groups of 5 or more

When your group is traveling for temporary outreach or mission purposes, IMG can provide high quality travel medical insurance at affordable prices. Many sponsoring organizations are seeking ways to provide benefits should one of the group members become ill or have an accident. Emergency medical evacuation may be necessary if the local health system is unable to treat the condition. Domestic health insurance plans may not adequately respond to these needs.

All coverage is guaranteed issue if the eligibility requirements are met and proper payment has been received by IMG. For more information about specific benefits, limitations, and exclusions, please refer to the Outreach Travel Medical Insurance brochure.


Patriot Executive®
12 month travel medical plan

This plan is ideally suited for Mission Directors and Pastors that travel outside of the US and Canada several times a year. With Patriot Executive, you purchase coverage for a period of one year and select a maximum trip duration of either 15 or 30 days.

 


For travel information & resources visit www.tripresource.com

The information above is only a consolidated description of current International insurance products available through this web site. Please refer to the policy wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Policy wording is available upon request. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot Student T.R.I.P., Patriot Travel Medical Insurance, Patriot Extreme, Global Medical Insurance, Patriot Executive, GEO Group, Exchange Program Group, Sky Rescue and Patriot Group Travel Medical Insurance are the trademarks, service marks and/or registered marks of International Medical Group, Inc.© Copyright 2007 International Medical Group, Inc. All Rights Reserved

 

 

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This webpage was updated on Friday October 31, 2008 04:05:15 PM -0500