Student Health Advantage^SM
Long term, worldwide medical insurance for groups of two or more international students

As an international scholar, the thrill of studying outside of your home country is extraordinary. Your new surroundings are amazing and you're involved in new and exciting experiences. You're seeing and visiting places for the first time, while receiving the benefits of a long-term education.

Caught up in all the excitement, you may not think about the chance that you or a member of your group may fall ill or become injured during your studies. But what if this did happen? Without warning, your experiences can quickly become unpleasant and frightening if you're not prepared for a medical emergency. As a global student, assurance and peace of mind are a priority when you study abroad.

Your educational adventure should be enjoyable and gratifying. Maintaining the ability to be flexible and responsive, International Medical Group has developed Student Health Advantage, a long-term international health care plan designed to specifically meet the needs of international students involved in long-term educational programs. The plan offers a complete package of international benefits available 24 hours a day, providing you and your group Coverage Without Boundaries. After all, you are global. Your health insurance and peace of mind should be too.

This long-term, renewable plan is for groups of two or more international students and their dependents. The plan is similar to Patriot Group Exchange Program, but with additional benefits: coverage for pre-existing conditions after a 12 month waiting period, coverage for group members and eligible dependents, maternity coverage after a 10 month waiting period, mental health coverage, organized sports, international emergency care, and enhanced coverage for services received in a Student Health Center. The plan also meets the minimum student visa requirements for J-1VISAS.

Patriot Student^SM T.R.I.P. (Travel Itinerary Protection)
Student Travel Insurance Program

Are you a student aged 25 or less enrolled in school or summer camp who will be going on a trip? Are you a parent paying for the trip of such a student? Traveling can be quite an adventure, but it can also be a lot of work. You have to ensure that adequate arrangements are made, the passport is updated if necessary, and the required deposits are paid. But what if the trip is prevented due to illness or injury before or during the trip? What if your selected airline or cruise line should go out of business? Your hard earned payments could be lost.

To help protect you from losing the money you've spent for the trip, there is Patriot Student T.R.I.P., a travel cancellation insurance program. Patriot Student T.R.I.P. is a cost effective, "budget conscious", travel insurance program designed to provide coverage to individual students or a group of students age 25 or younger for trips of 30 days or less for many of those unforeseen circumstances that may force the cancellation of travel plans or interruption of a covered trip.

A covered trip is any travel or sojourn to a destination more than 120 miles from the starting point of the covered trip and not exceeding 30 consecutive days. This program provides coverage for trip cancellation, trip interruption, lost and stolen baggage, and emergency medical evacuation. Benefits are also provided for travel and baggage delays, emergency medical expenses, emergency medical evacuation. and emergency medical treatment while you are away from home.

Separate from these benefits IMG can provide non-insurance emergency travel assistance, such as helping you replace lost travel documents or lost prescriptions, emergency cash transfers, and legal and medical referrals when necessary. All of these services are designed to make your trip as stress-free as possible. Traveling can be an exciting adventure, but the unexpected could happen. Get the protection you need with Patriot Student T.R.I.P.

Examples of persons who need Patriot Student T.R.I.P.:

• A college student will be spending two weeks in Brazil conducting a study for a research project.

Patriot Exchange Program^SM
Cultural Exchange Student Insurance Plans (year-to-year)

Traveling abroad can be an exciting experience, especially when you're involved in an educational or cultural exchange program. But what would happen if you became ill or injured while away from home? Your experience can quickly turn frightening if you're not prepared for a medical emergency.

Whether your trip takes you abroad for a few weeks or a year, your cultural exchange experience should be an enjoyable one. You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. International Medical Group has developed two Patriot Exchange Program plans designed for students studying abroad or participants of cultural exchange programs and provides students and their legal dependents traveling with them Coverage without Boundaries.

The Basic short term travel plan is an economical plan while the Standard short-term travel plan is designed to meet the U.S. visa travel insurance requirements. Both plans offer a complete package of international benefits available 24 hours a day. Simply select the one that best fits your needs.

1. Basic Short-Term Travel Plan

The Basic Short-Term Travel Plan is an economical plan designed for a student studying abroad or a participant of a cultural exchange program. The plan may be purchased in monthly increments and can include coverage for the student or participant, his or her spouses and unmarried dependent children traveling with them. If the plan is purchased for a minimum of three months. coverage may be renewed (without break in coverage) for a total of up to 24 months.

2. Standard Short-Term Travel Plan

The Standard Short-Term Travel Plan is designed to meet the U.S. visa travel insurance requirements for a student studying abroad or a participant of a cultural exchange program. The plan may be purchased in monthly increments and can include coverage for the student or participant, his or her spouse and unmarried dependent children traveling with them. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to 24 months.

Examples of persons who need Patriot Exchange:

A British university is sending 15 students to a US university for a four-year engineering program.

Patriot Group Exchange Program^SM
Group Cultural Exchange Medical Insurance (short-term)

Traveling abroad can be an exciting experience, especially when you're involved in an educational or cultural exchange program. But what would happen if a member of your group became ill or injured while away from home? Your experience can quickly turn frightening if you're not prepared for a medical emergency.

Whether your trip takes you abroad for a few weeks or a year, your cultural exchange experience should be an enjoyable one. Your group has enough to worry about when they travel. Don't let their medical coverage be an uncertainty. International Medical Group has developed three Patriot Group Exchange Program plans designed for a group of students studying abroad or participants of a group cultural exchange program and provides the students Coverage without Boundaries.

The Basic short-term travel plan is an economical plan. Standard short-term travel plan is designed to meet the U.S. visa travel insurance requirements. The long-term annual plan has the flexibility to be tailored to meet specific needs of each program and can be renewed annually. Each plan offers a complete package of international benefits available 24 hours a day. Simply select the one that best fits your needs.

1. Basic Short-Term Travel Plan

The Basic Short-Term Travel Plan is an economical plan designed for groups of students studying abroad or participants of a group cultural exchange program. The plan may be purchased in monthly increments and can include coverage for the students or participants, their spouses and unmarried dependent children traveling with them. If the plan is purchased for a minimum of three months. coverage may be renewed (without break in coverage) for a total of up to 24 months.

2. Standard Short-Term Travel Plan

The Standard Short-Term Travel Plan is designed to meet the U.S. visa travel insurance requirements for groups of students studying abroad or participants of a group cultural exchange program. The plan may be purchased in monthly increments and can include coverage for the students or participants, their spouses and unmarried dependent children traveling with them. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to 24 months.

3. Long-Term Annual Plan

The Long-Term Annual Plan is designed for cultural exchange or study abroad groups, their spouses and unmarried dependent children traveling with them. The plan has the flexibility to be tailored to meet specific needs of each program and can be renewed annually.

Examples of persons who need Patriot Group Exchange:

• A local high school French club is traveling to Paris for a two-week excursion.

• A group of Chinese university students is coming to the US for a summer internship.

For travel information & resources visit www.tripresource.com

The information above is only a consolidated description of current International insurance products available through this web site. Please refer to the policy wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Policy wording is available upon request. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot Student T.R.I.P., Patriot Travel Medical Insurance, Patriot Extreme, Global Medical Insurance, Patriot Executive, GEO Group, Exchange Program Group, Sky Rescue and Patriot Group Travel Medical Insurance are the trademarks, service marks and/or registered marks of International Medical Group, Inc.© Copyright 2009 International Medical Group, Inc. All Rights Reserved